How it works

One profile. Matched lenders. Your decision.

We built the process we wished existed when we were the ones wiring supplier deposits: transparent matching, warm introductions, and honest advice when the answer is “not yet.”

You describe the opportunity

5 minutes

Growth moment, revenue range, platforms, capital needed, timeline. No documents, no credit pull — just enough to know which lenders should be in the conversation. A real person reviews every profile before anything moves.

We score it against real criteria

Same day

Every lender on our panel maintains explicit criteria — revenue floors, platform focus, capital ranges, funding structures. Your profile is scored against all of them. You see your top matches and the specific reasons they fit; no black box.

You approve the introductions

You decide

Nothing is shared with any lender until you say so. Pick the matches worth your time and we make warm introductions — your profile arrives with context, so you skip the 'so tell me about your business' call.

Lenders compete; you compare

Typically 1–3 days

Matched lenders respond with real term sheets. We translate the fine print — total cost of capital, payment mechanics, personal guarantees — so you're comparing like with like, not marketing pages.

You choose. Or you don't.

No obligation

Take the best offer, negotiate it, or walk away. Your dashboard keeps everything — matches, terms, documents — so the next time opportunity shows up, you start from step three.

What it costs you

Nothing. Here's how we get paid instead.

Lenders pay us a referral fee when a deal closes — standard in this industry, and it never changes your rate. What's not standard: our fee doesn't vary by which lender you pick, so we have no reason to steer you anywhere but the best terms. And since we don't broker MCAs at all, nobody can pay us enough to show you one.

What gets shared, when

Before you approve anything: Lenders see nothing. Your profile lives with us.
At matching: Lenders see anonymized ranges — revenue band, platform, opportunity. Never your name, store, or contact info.
After you approve an intro: That lender — and only that lender — receives your profile and contact details.

The panel

Five structures. Zero MCAs.

Revenue-based financing

$50K – $2M

Capital repaid as a fixed percentage of your monthly sales. Payments flex with revenue — heavier in Q4, lighter in the slow months.

Best for: Ad scaling and growth spend with a measurable payback

Inventory financing

$100K – $5M

Capital secured by the inventory it buys. The lender advances against the PO or the landed stock; you repay as units sell through.

Best for: Reorders and large seasonal buys where the stock is the collateral

Purchase order financing

$250K – $10M

A lender pays your supplier directly against a confirmed purchase order from your buyer. You fulfill; they collect; you keep the spread.

Best for: Big B2B and retail orders your cash can't cover

Line of credit

$50K – $1M

A revolving limit you draw against as needed and repay to reuse. Interest accrues only on what's outstanding.

Best for: Smoothing cash-flow gaps and staying ready for opportunities

Term loan

$100K – $5M

A fixed amount, fixed schedule, fixed (or capped) rate. The most predictable structure for investments with a multi-year payoff.

Best for: Hiring, equipment, and expansion with returns beyond one season

Not sure which fits? That's literally the service. Answer five questions and we'll show you.

See the process from the inside.

Step one takes five minutes. Everything after that is on your schedule.

Get matched →